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What is the most precious thing on Earth? No, that is not a diamond or any other precious stone. It is life, for sure. Life is diamond-like, precious and important to be looked well after. But unfortunately, life has one big disadvantage - it ends. So we have to take good care of ourselves if we want to live longer.Being people with thoughts and feelings we can't help but wonder what will happen

Life insurance policies can have many different types of value added aspects. They have the death benefit, the possibility of cash value accumulation, and accelerated benefit and other riders. But there's one more benefit that life insurance policies offer, an asset that you can sell to another investor.A life settlement is the process of selling your life insurance policy to a buyer. He or she

Once you get your life insurance quotes, there is just one thing standing between you and the issuance of a life insurance policy. And that thing is life insurance underwriting.What is life insurance underwriting?Life insurance underwriting is the process of evaluating the amount of risk that you present to the insurance company. When a life insurance company looks at you as a potential

If you have been comparing life insurance rates then chances are good that you have looked at term life insurance. Term life insurance is a terrific product for people who:Need a high dollar death benefit with a low dollar premium.Need a temporarily high amount of life insurance death benefit.Need a gradually decreasing amount of life insurance.Need a simple, small burial policy.Understanding

What is the most precious thing on Earth? No, that is not a diamond or any other precious stone. It is life, for sure. Life is diamond-like, precious and important to be looked well after. But unfortunately, life has one big disadvantage - it ends. So we have to take good care of ourselves if we want to live longer. Being people with thoughts and feelings we can't help but wonder what will

Canada Life participating life insurance offers consumers important advantages and choice as part of a sound financial security plan. The company committed to maintaining choice and flexibility for clients and advisors.

While some companies have exited the participating life insurance market, Canada Life promises to continue to be a leader in this area. They believe in participating life insurance and know the value it has delivered to policyowners. Canada Life is part of an organization that is the leading provider of participating life insurance in Canada. In 2007, the organization's collective participating life insurance sales grew by 15 per cent, surpassing $100 million in premium. Their extensive portfolio of life insurance products gives advisors choice in how best to serve their clients' financial security needs.

Participating life insurance policies are eligible for a periodic policyholder dividend. A review has been completed of the Canada Life participating account experience. Regarding the company statement, the 2008 dividend scale for Canada Life individual life insurance participating policies will continue to apply in 2009.

• Participating policyholder dividends are estimated to be $168 million in 2009.
• The interest rate for dividends on deposit will remain at 2.75 per cent or if greater, the minimum guaranteed interest rate in the contract.
• The policy loan interest rate will remain at 7.5 per cent, or if lower, the guaranteed interest rate in the contract.